We deal with national companies specializing in helping people rebuild their credit. Below are some frequently asked questions to help you better understand the program.

Q. Does guaranteed approval mean this is just another buy here pay here lot?
A. No. Credit Acceptance is based in Detroit. All payments are sent to Credit Acceptance which in turn reports your good repayment history to all three national credit bureaus so you get credit for your on time payments.

Q. How long does it take to see an improvement in my credit score?
A. On average your score will improve 100 points in a 12 month stretch as long as you do not have any other adverse credit reported.

Q. What kind of vehicles are available?
A. You pick the vehicle from our large inventory we offer reliable vehicles you won't be embarrassed to drive.

Q. Do I have to put down a large down payment and have payments I can't afford?
A. No, your payment is based on your income and repayment schedules can be setup monthly, weekly or biweekly. Down payments are based on your situation and in most cases are a lot less than what you would expect.

click on the 30 second credit application above to get approved today..
or call james with any questions 1-866-793-9556

6 Steps to Rebuilding Credit

Your credit is extremely important when trying to assure lenders that you're a good credit risk. Take these steps to build the best credit record you can - before you need it.

1. Open checking and savings accounts.

Lenders want to know you have a checking account available to pay bills. A savings account indicates you are putting aside something for the future.

2. Get a copy of your credit report.

Most lenders base their lending decisions on credit worthiness. Obtaining and reviewing a copy of your credit report can help you understand how you measure up to lender's standards.

3. Correct any errors or omissions on your credit report.

Some credit reports include errors or out-of-date information. If you find errors on your credit report, call the credit reporting agency.

4. Collect positive information about your payment habits.

Collect positive information about your payment habits. The more positive information you provide about yourself the more comfortable a lender may feel about granting you credit. If you've borrowed money before, get positive confirmation from the lender that you've repaid the debt.

5. Apply for credit.

Apply For Credit Consider applying for a small loan at your local bank. Apply for a secured credit card. You deposit a certain amount at a bank. In return, you are issued a Visa or Master card with a credit limit equal to the amount of your deposit.

6. Once you have credit, use it wisely.

Once you have credit, use it wisely. Charge small amounts on each card. Don't ?max-out? your credit cards. Once you have been approved for one credit card or loan, don't go out apply for several more. Pay your bills on time. ALL THE TIME.

Credit Reporting Agencies

Equifax: 800.685.1111
Experian: 888.397.3742
Trans Union: 800.888.4213

Filing bankruptcy is a beginning, not an end.

Each year, unexpected events such as divorce, medical emergencies, job loss and overextension force millions of Americans to choose what is sometimes the only option left. For these honest, hard-working people, the decision to declare bankruptcy is never an easy one.

If you've decided to file for bankruptcy chapter 7 or chapter 13, you've taken a very important step in shaping your financial future. And we have over ten years of expertise in bankruptcy auto loans to ensure that your next step is the right one.

It's a simple, proven, and hassle-free process that starts right now with your DRIVEAWAYTODAYCREDIT.COM APPROVAL. It's the right step.

• Divorce.
• Charge-Offs.
• Foreclosures.
• Medical Emergencies.
• Repossessions.
• Bankruptcy.
• Judgments.

The list goes on and on. You name the credit problem, we?ve helped people - to overcome it, and drive great cars toward great credit.